RBI SGB Update: 183% Return In 6 Years, Interest Extra, 6 Points

Mumbai

💰 Sovereign Gold Bonds 2019-20 Series IV: RBI Announces Early Redemption at ₹11,003 — 183% Returns in 6 Years

Key Highlights

1. Early Redemption Announcement

   • RBI has declared early redemption for Sovereign Gold Bond (SGB) 2019-20 Series IV (Issue Date: 17 September 2019).

   • Redemption allowed only on interest payment dates after the 5th year of issue.

2. Redemption Price Fixed

   • Final redemption price: ₹11,003 per gram.

   • Price calculated as the average closing price of 999 purity gold (IBJA) on Sept 12, 15, and 16, 2025.

3. Return on Investment

   • Issue Price (2019): ₹3,890 per gram

   • Redemption Price (2025): ₹11,003 per gram

   • Absolute Gain: ₹7,113 per gram

   • Total Return: ~183% in 6 years (excluding interest).

4. Interest Benefit

   • Fixed 2.5% annual interest on initial investment.

   • Interest paid semi-annually.

   • Final installment paid at maturity/redemption.

5. Investment Advantages of SGBs

   • ✅ No storage costs or theft risks (unlike physical gold).

   • ✅ No making charges/purity concerns.

   • ✅ Government-backed & RBI-recorded (safe in demat or certificate form).

   • ✅ Market-linked returns + fixed interest.

6. Investor Action Required

   • Confirm holding of SGB 2019-20 Series IV (Sept 17, 2019 issue).

   • Submit redemption request to bank or broker before deadline.

⚠️ Disclaimer – The Profit India

This article is for educational and informational purposes only. The figures, returns, and data are based on official RBI notifications and IBJA gold prices. Investors should consult their financial advisors before making investment or redemption decisions. The Profit India is not responsible for any financial losses arising out of investment decisions based on this article.